Will your home weather the storm?

By MOLLY THOMAS In the insurance industry, the term “act of God” is used to describe natural disasters such as floods, hurricanes, and windstorms – unforeseen incidences can cause extensive …

Leadership 101

By ANN ELLIOTT Like me, you know people with a title that could not lead their way out of a paper bag. Having a title does not a leader make. …

Smart Column: Facts about South Carolina scholarships

By J. ABIGAIL DONEVANT Higher education costs may be topmost in the minds of some families with graduation season approaching and high school students applying for college.  Tuition costs for …

Dealing with credit and debit card theft

By BETHANY M. GRIFFITH Unfortunately, the increasing prevalence of using “plastic” over cash for daily transactions has been accompanied by a rise in credit and debit card fraud. Fraud takes …

The importance of investment diversification

By GREG PUTNAM, CFA Investment Portfolio Purpose As a general rule, investment portfolios exist to serve some quantifiable purpose. For individual investors, funds are set aside for retirement, college, or …

Understanding the difference in stocks, bonds, mutual funds and ETFs

By Charles B. Flowers, AIF® Think of investing as if you were building a house, with each investment vehicle as a type of tool. The four most common types of …

Invest in laughter – it’s a sure thing

By ANN ELLIOTT Even as the economy emerges from the Great Recession of 2008, fear based emotions still prevail for many people. There is enough angst for everyone. The 24/7 …

Recent Changes in Tax Reporting

By STEPHEN SCOTT, CFP® Trying to make sense of the new tax reporting laws for your investments can seem daunting.  According to Deanna Flores, Principal at KMPG, LLC, recent changes …

Long-term care insurance in your elder care plan

By ANDREW K. JONES, CFP® The usual topics covered in the creation of a solid financial plan include budgeting, purchasing life insurance, selecting investments, planning for retirement, and planning your …

How do I manage my debt?

By JON ROBERTSON, CFP Most Americans have some form of debt such as a mortgage, student loans, credit card debt or business debt. One of the most common questions financial …